Finance and Tax Advice for musicians on getting paid and managing finances. We can help musicians with invoicing and payment assistance, signposting to potential sources of funding and helping make sure you receive what you are due. Guidance and advice Tax and Accounting Guide Our guidance on tax and tax saving opportunities, tailored for employed and self-employed musicians. Read more about Tax and Accounting Guide Pensions Things for musicians to consider about pension depending on your working practices and employment history Read more about Pensions Financing and Funding Organisations that can help fund your music business Read more about Financing and Funding MU Recommended Rates of Pay Read more about MU Recommended Rates of Pay Invoicing Read more about Invoicing Overseas Taxation and National Insurance Read more about Overseas Taxation and National Insurance Member services Financial Assistance Grants and funds you can access when you are an MU member Read more about Financial Assistance Tax Investigation Insurance Claim a fee reimbursement of up to £100,000 in the event of a HMRC investigation or dispute Read more about Tax Investigation Insurance Contract Advisory Service The MU can help you make sure the contract you sign is fair and includes all of the necessary clauses Read more about Contract Advisory Service Personal Accident Cover Claiming financial benefits in the event of an accident at work Read more about Personal Accident Cover MU Pension Scheme A scheme to make and receive pension contributions Read more about MU Pension Scheme Unpaid Fee Recovery You can ask the MU for help on any and every payment issue owed to you personally, relating to your career as a musician Read more about Unpaid Fee Recovery Get MU membership today From gig players to part-time teachers and professional instrumentalists, MU members can access specialist insurance for musicians. This includes Public Liability, Instrument and Equipment Insurance, Accident Insurance, Tax Investigation Insurance, and Professional Indemnity Insurance for music teachers. Explore our member services Get public liability insurance for musicians Access expert legal support Be represented in your profession Access expert career advice, resources, and training events Connect, network, and get to know the community of musicians Learn about all membership benefits Latest news and features Home Made Agreements: Key Information Bookings and an increase in ‘home made’ agreements were on the agenda at the latest MU’s Wales and South West England Regional Committee meeting. What does that mean for you? Published: 16 December 2022 Read more about Home Made Agreements: Key Information YouTube Tutorials: How They Can Benefit You and Your Business YouTube is a valuable tool for enhancing music teaching, adding revenue and expanding your global reach. Here, three musicians discuss how the platform works for them. Published: 13 December 2022 Read more about YouTube Tutorials: How They Can Benefit You and Your Business Free Places on Coaching and Mentoring for Creatives Course for MU Members in Wales CULT Cymru’s Leadership and Management endorsed coaching and mentoring course is open again for applications, usually £300 to attend, the course is free to MU members (less £50 deposit). Published: 07 December 2022 Read more about Free Places on Coaching and Mentoring for Creatives Course for MU Members in Wales Subsidised Rates Increase for MU/UK Theatre New Subsidised rates have now been agreed for members for the MU/UK theatre agreement, and will be backdated to May 2022. Published: 02 December 2022 Read more about Subsidised Rates Increase for MU/UK Theatre Resources for National Stress Awareness Week Work related stress is a trade union issue. For National Stress Awareness Week running 7-11 November we’ve put together a reminder on the resources available to members. Published: 11 November 2022 Read more about Resources for National Stress Awareness Week See all latest news Upcoming events Last chance to book 05 May 2025 Guided Meditation An extremely efficient and powerful meditation practice, based on Ascension meditation techniques that are tailored to help musicians both in their professional and personal lives. Online Member only Read more about Guided Meditation Last chance to book 07 May 2025 Practical Strategies to Tackle Bullying and Harrassment A two-hour webinar which covers what bullying and harassment looks like in the creative sector and its impact, the law, and how to identify common examples to ensure participants understand the full scope of these terms. Online Read more about Practical Strategies to Tackle Bullying and Harrassment Last chance to book 08 May 2025 Vocal Health Workshop, Belfast This one-hour, in-person session focuses on evidence-based practical skills, and draws from performance experience, research findings, psychology, and proven vocal health clinical pathways. Belfast Read more about Vocal Health Workshop, Belfast See all events
Tax and Accounting Guide Our guidance on tax and tax saving opportunities, tailored for employed and self-employed musicians. Read more about Tax and Accounting Guide
Pensions Things for musicians to consider about pension depending on your working practices and employment history Read more about Pensions
Financing and Funding Organisations that can help fund your music business Read more about Financing and Funding
Financial Assistance Grants and funds you can access when you are an MU member Read more about Financial Assistance
Tax Investigation Insurance Claim a fee reimbursement of up to £100,000 in the event of a HMRC investigation or dispute Read more about Tax Investigation Insurance
Contract Advisory Service The MU can help you make sure the contract you sign is fair and includes all of the necessary clauses Read more about Contract Advisory Service
Personal Accident Cover Claiming financial benefits in the event of an accident at work Read more about Personal Accident Cover
MU Pension Scheme A scheme to make and receive pension contributions Read more about MU Pension Scheme
Unpaid Fee Recovery You can ask the MU for help on any and every payment issue owed to you personally, relating to your career as a musician Read more about Unpaid Fee Recovery
Home Made Agreements: Key Information Bookings and an increase in ‘home made’ agreements were on the agenda at the latest MU’s Wales and South West England Regional Committee meeting. What does that mean for you? Published: 16 December 2022 Read more about Home Made Agreements: Key Information
YouTube Tutorials: How They Can Benefit You and Your Business YouTube is a valuable tool for enhancing music teaching, adding revenue and expanding your global reach. Here, three musicians discuss how the platform works for them. Published: 13 December 2022 Read more about YouTube Tutorials: How They Can Benefit You and Your Business
Free Places on Coaching and Mentoring for Creatives Course for MU Members in Wales CULT Cymru’s Leadership and Management endorsed coaching and mentoring course is open again for applications, usually £300 to attend, the course is free to MU members (less £50 deposit). Published: 07 December 2022 Read more about Free Places on Coaching and Mentoring for Creatives Course for MU Members in Wales
Subsidised Rates Increase for MU/UK Theatre New Subsidised rates have now been agreed for members for the MU/UK theatre agreement, and will be backdated to May 2022. Published: 02 December 2022 Read more about Subsidised Rates Increase for MU/UK Theatre
Resources for National Stress Awareness Week Work related stress is a trade union issue. For National Stress Awareness Week running 7-11 November we’ve put together a reminder on the resources available to members. Published: 11 November 2022 Read more about Resources for National Stress Awareness Week
05 May 2025 Guided Meditation An extremely efficient and powerful meditation practice, based on Ascension meditation techniques that are tailored to help musicians both in their professional and personal lives. Online Member only Read more about Guided Meditation
07 May 2025 Practical Strategies to Tackle Bullying and Harrassment A two-hour webinar which covers what bullying and harassment looks like in the creative sector and its impact, the law, and how to identify common examples to ensure participants understand the full scope of these terms. Online Read more about Practical Strategies to Tackle Bullying and Harrassment
08 May 2025 Vocal Health Workshop, Belfast This one-hour, in-person session focuses on evidence-based practical skills, and draws from performance experience, research findings, psychology, and proven vocal health clinical pathways. Belfast Read more about Vocal Health Workshop, Belfast