Finance and Tax

Advice for musicians on getting paid and managing finances. We can help musicians with invoicing and payment assistance, signposting to potential sources of funding and helping make sure you receive what you are due.

Guidance and advice

Tax and Accounting Guide

Our guidance on tax and tax saving opportunities, tailored for employed and self-employed musicians.

Pensions

Things for musicians to consider about pension depending on your working practices and employment history

Financing and Funding

Organisations that can help fund your music business

MU Recommended Rates of Pay

Invoicing

Overseas Taxation and National Insurance

Member services

Financial Assistance

Grants and funds you can access when you are an MU member

Tax Investigation Insurance

Claim a fee reimbursement of up to £100,000 in the event of a HMRC investigation or dispute

Contract Advisory Service

The MU can help you make sure the contract you sign is fair and includes all of the necessary clauses

Personal Accident Cover

Claiming financial benefits in the event of an accident at work

MU Pension Scheme

A scheme to make and receive pension contributions

Unpaid Fee Recovery

You can ask the MU for help on any and every payment issue owed to you personally, relating to your career as a musician

Get MU membership today

From gig players to part-time teachers and professional instrumentalists, MU members can access specialist insurance for musicians. This includes accident cover, health schemes, travel insurance and car insurance add-ons through the Musicians’ Union.

Explore our member services

Get public liability insurance for musicians
Access expert legal support
Be represented in your profession
Access expert career advice, resources, and training events
Connect, network, and get to know the community of musicians

Learn about all membership benefits

Latest news and features

Person sorting a large pile of papers with lots of individual colourful clips.

Home Made Agreements: Key Information

Bookings and an increase in ‘home made’ agreements were on the agenda at the latest MU’s Wales and South West England Regional Committee meeting. What does that mean for you?

Published: 16 December 2022

piano lesson conducted online with laptop and iphone on tripod

YouTube Tutorials: How They Can Benefit You and Your Business

YouTube is a valuable tool for enhancing music teaching, adding revenue and expanding your global reach. Here, three musicians discuss how the platform works for them.

Published: 13 December 2022

Circle of pink plastic chairs against a solid block pink background

Free Places on Coaching and Mentoring for Creatives Course for MU Members in Wales

CULT Cymru’s Leadership and Management endorsed coaching and mentoring course is open again for applications, usually £300 to attend, the course is free to MU members (less £50 deposit).

Published: 07 December 2022

Zoom into spotlights over a theatre stage, not turned on.

Subsidised Rates Increase for MU/UK Theatre

New Subsidised rates have now been agreed for members for the MU/UK theatre agreement, and will be backdated to May 2022.

Published: 02 December 2022

Quiet figure sits at the end of a dock, watching a sun rise over a body of water.

Resources for National Stress Awareness Week

Work related stress is a trade union issue. For National Stress Awareness Week running 7-11 November we’ve put together a reminder on the resources available to members.

Published: 11 November 2022

See all latest news

Upcoming events

Last chance to book

A young boy reading sheet music and playing violin.

25 Nov 2024

Music For Youth: Music Mentor Taster Session

A free mentor training taster session for MU members to find out what it's like to be a freelance Music Mentor for Music for Youth.

Online (Zoom) Member only

Last chance to book

26 Nov 2024

VAT on German Ticket Sales - Information Session

A one-hour advice webinar for independent musicians selling tickets, both online and in-person, for gigs taking place in Germany.

Online

Last chance to book

29 Nov 2024

Feldenkrais: Move Better, Feel Better, Perform Better

Free up your playing and singing using the Feldenkrais method, a sensory-motor learning system which looks at our mind and body holistically.

Online Member only

See all events

Cookies on Musicians' Union

Use your voice

Popular searches

Finance and Tax

Guidance and advice

Tax and Accounting Guide

Pensions

Financing and Funding

MU Recommended Rates of Pay

Invoicing

Overseas Taxation and National Insurance

Member services

Financial Assistance

Tax Investigation Insurance

Contract Advisory Service

Personal Accident Cover

MU Pension Scheme

Unpaid Fee Recovery

Get MU membership today

Explore our member services

Latest news and features

Home Made Agreements: Key Information

YouTube Tutorials: How They Can Benefit You and Your Business

Free Places on Coaching and Mentoring for Creatives Course for MU Members in Wales

Subsidised Rates Increase for MU/UK Theatre

Resources for National Stress Awareness Week

Upcoming events

Last chance to book

Music For Youth: Music Mentor Taster Session

Last chance to book

VAT on German Ticket Sales - Information Session

Last chance to book

Feldenkrais: Move Better, Feel Better, Perform Better