Government Insurance for Music Festivals a Possibility

In welcome news, Minister for Culture Caroline Dineage confirmed that she is “looking into” possible insurance for music festivals, which would allow them to plan for summer 2021.

Published: 19 January 2021 | 3:43 PM Updated: 02 August 2023 | 1:08 PM

Black and white photograph from backstage at a festival. We can see a number of musicians playing on stage from behind, and a large outdoor audience facing inwards. — The MU very much welcomes this news and we hope that an insurance scheme can be arranged as soon as possible. Photo credit: Shutterstock

Minister for Culture Caroline Dinenage confirmed in parliament today that she was in discussion with the Treasury over possible COVID-19 insurance to allow music festivals to plan for summer 2021 without the fear of losing substantial amounts of money.

Her statement came in answer to a question by Julian Knight MP, Chair of the Digital, Culture, Media and Sport Select Committee.

The MU very much welcomes this news and we hope that an insurance scheme can be arranged as soon as possible.

The DCMS Select Committee is currently running an inquiry into festivals and the MU has submitted evidence on behalf of members.

Scores of you have taken to social media to share your stories, and show the Government just how much goes into what you do.

See all news

Get MU membership today

From gig players to part-time teachers and professional instrumentalists, MU members can access specialist insurance for musicians. This includes Public Liability, Instrument and Equipment Insurance, Accident Insurance, Tax Investigation Insurance, and Professional Indemnity Insurance for music teachers.

Explore our member services

Get public liability insurance for musicians
Access expert legal support
Be represented in your profession
Access expert career advice, resources, and training events
Connect, network, and get to know the community of musicians

Learn about all membership benefits

Continue reading

Naomi sat on stage with Allistair Elliott (Canada) and Juho Viljanen (Finland) during the panel event.

MU General Secretary Opens FIM International Freelance Conference 2026

MU General Secretary Naomi Pohl opened the FIM International Freelance Conference in Brighton, hosted by the Musicians' Union, welcoming delegates from around the world and highlighting the opportunities and challenges facing freelance musicians today.

Published: 22 October 2026

Person playing acoustic guitar next to a small baby who is smiling.

MU Extends Parental Grant Application Period to 12 Months

The MU Executive Committee has agreed to extend the application period for the parental grant from six months to 12 months following the birth or adoption of a child, making it easier for members to access support when they need it.

Published: 22 October 2026

Illustration of a yellow lightbulb with a green leaf inside representing ideas, against a turquoise grey background.

Writing for Change: How Songs Can Inspire Climate Action

Can music help tackle the climate crisis? Chris Hutchings, composer and MU Climate Emergency Action Group member, explores how songs can inspire action, build community and help people realise they're part of a much wider movement for change.

Published: 19 October 2026

Close up of person holding a pen and paper over a keyboard.

Have Your Say on Streaming: DCMS Launches Survey for Songwriters

If you have attended a songwriting session for a major label since September 2025, the DCMS wants to hear from you. Your feedback will help evaluate measures introduced following the UK streaming inquiry and strengthen the case for fair pay for music creators.

Published: 15 October 2026

Young Black women singing into a microphone against a blue, out of focus background.

New REMEL Report Highlights Barriers Facing Black and South Asian-Led Music Events in London

Black Lives in Music has published the REMEL (Race Equality in Music Event Licensing) report, produced with the Greater London Authority, Metropolitan Police Service, UK Music, LIVE and the MU.