Support and Help Resources in the Cost-of-Living Crisis A list of external organisations and other sources of support to help save money, boost income and more. Last updated: 19 May 2025 We continue to update this page as and when additional resources become available. Government resources Cost of Living Payment by gov.uk is a guidance on getting an extra payment to help with the cost of living if you’re entitled to certain benefits or tax credits. Appicable to those living in England, Scotland and Wales. Find out more about support during the Cost of Living crisis on gov.uk. Scottish Government cost of living support Welsh Government cost of living support Cost of Living Payments in Northern Ireland Help for households - see what cost of living support you could be eligible for from the government. Asylum Support - you may be able to get housing and money to support you and your family while you're waiting to find out if you'll be given asylum. Benefits Calculator - you can use an independant, free and anonymous benefits calculator to check what you could be entitled to. Financial help and advice Get help with the cost of living crisis by Citizens Advice - check what benefits you can get, how to get help with energy bills and other essential costs. You might find useful their guidance on reducing regular living costs. StepChange is offering free debt advice online. Turn2Us is a national charity providing practical help to people who are struggling financially. Money Saving Expert is the UK's biggest consumer website dedicated to cutting bills, finding deals, tips on saving cash and more. Find money saving tips and best deals for your regular bills, summarised by the Which? website. Create your own budget planner with Money Helper, a government backed organisation providing free and impartial help with money. Specialised advice Find a specialist advice for those in later life at Age UK. Find useful energy savings tips, managing money, boosting income and more, aimed particularly at older people. Mencap provide information and advice tailored to people with learning disabilities. Advice for students dealing with the cost of living crisis by Save the Student. Leonard Cheshire provide specialist support to disabled people, including those who have extremely complex care needs. The RNIB (Royal National Institue of Blind people) has put together a list of helpful resources, tailored to those living with sight loss. Food, fuel and living Find a Food Bank by Trussell Trust. If you're struggling to afford the essentials or need advice and support you can call one of their free helplines too. OLIO connects neighbours with each other and with local businesses so surplus food can be shared, not thrown away. This could be food nearing its sell-by date in local stores, spare home-grown vegetables, bread from your baker, or the groceries in your fridge when you go away. Too Good to Go is an anti-food waste app that lets you rescue unsold food from businesses to save it from going to waste. Warm Welcome is an online directory of 'warm banks', designed to signpost anyone in need of warmth to a warm space to share with others. Venues range from libraries, community centres, faith-based spaces to cafes, sports centres, businesses, museums, and more. A year-round campaign, it also helps people feel less isolated and lonely. View top energy saving tips from Money Saving Expert. More energy saving advice from Citizen's Advice, including how to get a better deal, making a complaint, reading a meter, claiming back credit and more. Check to see if you're eligible for a Winter Fuel Payment from the government. Mental health MU mental health and wellbeing guidance and resources. We work with specialist organisations that provide professional help on mental health when it is needed. MU members can also access wellbeing practice and training regularly - find out about our regular meditation events and online yoga course. Mind is a charity which provides information, support and campaigning for people with mental health problems. They've provided some resources to help you feel more able to cope with the struggles related to the cost-of-living crisis. Make the most of your MU membership Recover your unpaid fees We help our members to get what they deserve. Make sure you're paid throughout the cost of living crisis. Read more about Recover your unpaid fees Get royalties from your recordings The MU collects close to £2 million a year for musicians for the secondary and further use of recordings. Check if you are owed royalties. Read more about Get royalties from your recordings Create your professional profile Help others find your services, by updating your musician's profile on our searchable directory. Read more about Create your professional profile Get financial support No one knows how long the cost of living crisis will last. From parental grants, to the Benevolent Fund, you can get help when you're in need. Read more about Get financial support Stay protected with insurance Check what cover and discounts you're entitled to through your MU membership. Read more about Stay protected with insurance Use discounts and special offers Discover what discounts are available to you now and make the most of them. Read more about Use discounts and special offers Get a membership that suits your budget MU membership is essential to your work as a musician, especially during the cost of living crisis. Explore the different membership rates we offer and make it work within your budget. Explore membership rates Manage your membership payment frequency via monthly or quarterly Direct Debit schedule Explore lower membership rates for students, members from partner organisations, disabled musicians, and new members Use our exclusive member services to support you through the UK cost of living crisis beyond 2022
Recover your unpaid fees We help our members to get what they deserve. Make sure you're paid throughout the cost of living crisis. Read more about Recover your unpaid fees
Get royalties from your recordings The MU collects close to £2 million a year for musicians for the secondary and further use of recordings. Check if you are owed royalties. Read more about Get royalties from your recordings
Create your professional profile Help others find your services, by updating your musician's profile on our searchable directory. Read more about Create your professional profile
Get financial support No one knows how long the cost of living crisis will last. From parental grants, to the Benevolent Fund, you can get help when you're in need. Read more about Get financial support
Stay protected with insurance Check what cover and discounts you're entitled to through your MU membership. Read more about Stay protected with insurance
Use discounts and special offers Discover what discounts are available to you now and make the most of them. Read more about Use discounts and special offers