Musical Instrument Insurance Policy

All paying members of the Musicians’ Union resident in the UK, Channel Islands and the Isle of Man are able to register at muinsure.com for the Musicians’ Union £3,000 Musical Instrument and Equipment Insurance Scheme (MU£3K) as a benefit of membership.

This cover has been renewed by the MU from 1 September 2025 so all members that have previously registered for the MU£2K/£3K Cover (and who have not subsequently purchased/have benefit of their own MU Specified Instrument/Equipment Cover) will continue to be insured by it.

Members not already registered can apply for cover at muinsure.com and will receive a Policy and Schedule. Please note that muinsure.com is a website created and managed by Hencilla Canworth part of the Howden group, exclusively for MU members with the insurance provided by Allianz Musical Insurance, UK’s leading musical instrument insurer.

Please see the attached the Policy for full details of the terms and conditions. The cover remains as before, operating worldwide, including whilst travelling with claims being subject to an excess of £150 other than on laptops, PC’s or tablets where it is £350.

Members wishing to insure items above £3,000 can do so at muinsure.com as discounted premiums. Once cover has been arranged on specified items, members will lose the right to claim under the MU£3K because of having received the discounted premium.